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Original Comment

on DNC - 02-06-2017

248-216-1534 = caller id = not available
robo caller; maybe spoofed number

Received calls from American Credit Management 3 different times within 3 hours.
First call blocked after first call.
I have no idea who they are or why they're calling.
I'm 74 years of age, retired 14 years, no mortgage, no car notes, no credit card debt, no medical debt, no business or personal loan, virtually NO nothing except for food and monthly utility bills, with an annual retirement income of $243,000 (more than double what this company earns annually with 3 employees).

I did a Google search on ACM, and very little information came up.
https://www.google.com/search?client=opera&q= ... =UTF-8&oe=UTF-8

I find highly unusual that a collection agency WOULD NOT have a website.
I haven't received not 1 letter in the mail saying who the creditor is or how much I (supposedly) owe.
There is ABSOLUTELY NOTHING on any of my 3 credit reports showing delinquent accounts from any creditor past or current.
There is ABSOLUTELY NOTHING on any of my 3 credit reports showing American Credit Management as an "inquiry" or creditor.
This collection agency has been in business since 1996 (21 years) and ONLY generates $120,000 in annual revenue. What a farce and joke!
$120,000/365 days = $328.76 per day in revenue; and out of that income, you have to pay payroll taxes,insurance and other related overhead costs, which leaves approximately $75 per day per employee (if that much). What a farce and joke!

"Business Description:
American Credit Management is located in Tewksbury, Massachusetts. This organization primarily operates in the Adjustment and Collection Services business / industry within the Business Services sector. This organization has been operating for approximately 21 years. American Credit Management generates $120,000 in annual revenues, and employs approximately 3 people at this single location.

Contact Information:
American Credit Management
25 Saint Marys Rd
Tewksbury, MA 01876
Contact: Jim Hatch
Title: President
Phone: 978-657-9656
Website: n/a
http://www.buzzfile.com/business/American-Credit-Management-978-657-9656
Caller: American Credit Management
Call type: Debt collector

Caller type: Collection Agency
Caller: Moron
Company: IDIOTS INC
Number: 248-216-1534