Find out who is calling get there address and phone number then tell them the following. (Consumer protection act of 1977.
95-106 Cease all communications).
At this point they can't even so much as tell you good bye, they can never contact you again by any method nor can they sell it or trade it or give it away, use the info you received IE address send them a express letter notifying them of the same 95-106. Remember you are not in debt to a debt collector as you do not have a contractual agreement with them. Further more you can have there attempts of placing bad credit reports removed from the credit reporting agency's.
Send the three credit reporting agency's a letter requesting proof of debt and at the end of this thirty day fact finding period you will send a second letter saying that by law they didn't send you conformation within the allotted time by law and that the incorrect information be removed from your credit report. Do this with all three credit reporting agency's.
Consumer protection act of 1977.
95-106 Cease all communications.
Do your research always. Google it and see.
I did.
Never call them back from a recorded phone message as this gives up most of your rights to privicy. That means they will be able to call you when ever they wish so be smart stay in control and never let them see you sweat as this is what they want. Stay in controll.
Find out who is calling get there address and phone number then tell them the following. (Consumer protection act of 1977.
95-106 Cease all communications).
At this point they can't even so much as tell you good bye, they can never contact you again by any method nor can they sell it or trade it or give it away, use the info you received IE address send them a express letter notifying them of the same 95-106. Remember you are not in debt to a debt collector as you do not have a contractual agreement with them. Further more you can have there attempts of placing bad credit reports removed from the credit reporting agency's.
Send the three credit reporting agency's a letter requesting proof of debt and at the end of this thirty day fact finding period you will send a second letter saying that by law they didn't send you conformation within the allotted time by law and that the incorrect information be removed from your credit report. Do this with all three credit reporting agency's.
Consumer protection act of 1977.
95-106 Cease all communications.
Do your research always. Google it and see.
I did.
Never call them back from a recorded phone message as this gives up most of your rights to privicy. That means they will be able to call you when ever they wish so be smart stay in control and never let them see you sweat as this is what they want. Stay in controll.
Caller type: Collection Agency
Number: 845-205-9229