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Original Comment

Jeremy Deysach Senior Credit Advisor United Credit Consultants - 07-22-2015

::SCAM:: DO NOT GIVE ACTUAL INFORMATION TO THIS COMPANY, THEY ARE PHISHING (FISHING) FOR YOUR CREDIT CARD INFORMATION TO STEAL FROM YOU. GOOD LUCK OUT THERE EVERYONE! ::SCAM::

When they call from "cardmember services" you will be prompted to press '1' to take advantage of the interest rate reduction offer.

When you press '1' a live Indian operator will get on the phone and tell you that they are able to reduce your rate. They ask how much you owe on your credit card. I made up $2,400 and told them that. They will then ask for the expiration date "to make sure your account is not expired". I made up the date of 12/2017. They will then tell you that their records indicate that your card starts with a '5' (making it a Master Card). To gauge reaction I said "no it is a 4 (visa)". The person will then confirm with you that it is a visa. They then ask for the entire card number to get your rate to the lowered amount. At that point I asked "does anyone ever actually fall for this?" The person squeaked out a tiny "yes" and hung up.

::SCAM:: DO NOT GIVE ACTUAL INFORMATION TO THIS COMPANY, THEY ARE PHISHING (FISHING) FOR YOUR CREDIT CARD INFORMATION TO STEAL FROM YOU. GOOD LUCK OUT THERE EVERYONE! ::SCAM::

Caller type: Telemarketer
Caller: apu
Company: card services
Number: 727-469-7465