Central Office:
WILLIAMSVL, NY - CHOICE ONE COMMUNICATIONS, INC.
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Comments
Queenie -
06-18-2012
This is a 3rd party Debt Collection agency...Period. They/he/she will use what ever half truth story to try and convince/warn/threaten you into paying any old debts you may have...they could be so old you may have even forgotten them. When a debt is getting to the point where it can be legally taken off your credit report (7/10 years old) BY YOU. The debt agency will do whatever it takes to collect money from you before its too late,otherwise the debt they originally bought from your original creditor will have all been for nothing and they get nothing. Now if the debt is under 7 years old and you want to pay it off for a smaller amount to clean up your credit ,great! But beware....if the debt is so old that it can be taken off your credit report by you and you do ANYTHING with that debt( use IT,pay IT,etc) it AUTOMATICALLY restarts the clock! so even if you make a $1 payment towards that debt and then rethink your decision,it too late! That debt it now considered a NEW debt because you reactivated it with new activity! and by buying into what these 3rd party collectors tell you! So please be vigilant in regards to these 2nd/3rd party collection "agents" who see them selves as lawyers in training but actually have no reputable law training to speak of...but or most likely just a hourly employee with a list debtors on their desk and one agenda...To TRY AND OUT SMART YOU, and in turn make their money back,or should I say;make their bosses money back.
SO BE SMART!!!.
INVESTIGATE!!!
.CHECK YOUR CREDIT REPORT!!!
and FOR GOD SAKES. DO NOT GIVE THEM ADDITIONAL INFO OR YOUR BANKING INFORMATION BEFORE CONFIRMING THE ABOVE!!! ^^^^^^^^^^^^^^^.
This is a 3rd party Debt Collection agency...Period. They/he/she will use what ever half truth story to try and convince/warn/threaten you into paying any old debts you may have...they could be so old you may have even forgotten them. When a debt is getting to the point where it can be legally taken off your credit report (7/10 years old) BY YOU. The debt agency will do whatever it takes to collect money from you before its too late,otherwise the debt they originally bought from your original creditor will have all been for nothing and they get nothing. Now if the debt is under 7 years old and you want to pay it off for a smaller amount to clean up your credit ,great! But beware....if the debt is so old that it can be taken off your credit report by you and you do ANYTHING with that debt( use IT,pay IT,etc) it AUTOMATICALLY restarts the clock! so even if you make a $1 payment towards that debt and then rethink your decision,it too late! That debt it now considered a NEW debt because you reactivated it with new activity! and by buying into what these 3rd party collectors tell you! So please be vigilant in regards to these 2nd/3rd party collection "agents" who see them selves as lawyers in training but actually have no reputable law training to speak of...but or most likely just a hourly employee with a list debtors on their desk and one agenda...To TRY AND OUT SMART YOU, and in turn make their money back,or should I say;make their bosses money back.
SO BE SMART!!!.
INVESTIGATE!!!
.CHECK YOUR CREDIT REPORT!!!
and FOR GOD SAKES. DO NOT GIVE THEM ADDITIONAL INFO OR YOUR BANKING INFORMATION BEFORE CONFIRMING THE ABOVE!!! ^^^^^^^^^^^^^^^.
Caller type: Collection Agency
Caller: pick a name they vary
Number: 716-204-7536
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