FMS first called my home in late May. They asked for me by name. (the informal one) I said it was me. Then they asked if I was (formal name) but with wrong middle initial. I told them that was not my middle initial. They said it was regarding my account with Capital One. I informed them that I have not had an account with Capital One -or any other credit card in some years. They asked again if I was (formal name with wrong middle initial.) I told them no. And they told me they would remove my name from their list.
However, they have not.
On the second contact, another person asked the same thing -and the same drill. I told them no and informed them that I was told I was being taken off their call list. They said they would.
In fear that I may have been a victim of identity theft or credit fraud, I ran a credit report on myself and found no evidence of any. There are no active credit cards in my name.
However, the calls have increased to almost daily -mostly during the day -while I'm at work.
My wife answers the phone, they ask for (informal name). She tells them I'm not here. They say it is very important they get in contact with me. She informs them that she is my wife and will relay any message. They say they can't do that and they ask for another number to contact me -my work number. She refuses to give it to them. (which puzzles me -anyone I have done business with would have my work number. It hasn't changed in twelve years)
We've quit answering the phone anytime we see their numbers -of which there are several -all under the guise of "TOLL FREE CALL" on occassion it's FMS on the caller ID.
I don't owe anyone anything. I am not the person they are looking for. And there is no outstanding debt in my name.
I filed a complaint with the Federal Trade Commission. After filling out the data, an automated page read "we recomend you contact the company directly."
So, I guess I'm stuck.
Then again, my wife does work as a clerk at a law firm. Maybe I can get one of her bosses to call them. But, you can only guess how that will go.
Caller type: Collection Agency
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