Caller ID says Toll Free, but it is Bay Area Credit (https://www.bayareacredit.com/home.htm) .
I called them back anonymously and their switchboard answers as Bay Area Credit Services.
I only have past due medical/surgery bills (major bucks $$$) that are in dispute with my insurance carrier, so I'm pretty sure it involves them.
In any event I am terminal. If they can get any funds from me after I'm in the ground, more power to them.
In the mean time they can blow me.
Caller type: Collection Agency
Company: Bay Area Credit
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